Syndicate 382
We are market sector leaders in our key lines and offer specialist underwriting expertise, providing capacity where brokers and clients need it most. 
- Patrick Gage, Director of Underwriting
Hardy underwrites marine, aviation and a broad range of non-marine risks both on a direct and reinsurance basis. Four business units have been established, enabling a clear focus on distinct market sectors. The chart below shows the mix of business, with a more detailed split shown in the individual sections on this page.
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Hardy underwriters have a strong commitment to technical pricing. This can lead to fluctuations in income from year to year, but, importantly, offers brokers and clients a consistency of approach to pricing and excellent security for future claims payment.
It is this underwriting-led approach that has enabled Hardy to build a strong reputation as a respected leader across the portfolio.
Clients are offered a long-term, stable and secure underwriting partner, with prompt claims payment and service excellence being at the heart of the philosophy.
