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Marine & Aviation
The marine & aviation business unit embraces the traditional focus of the Hardy business.

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Property Treaty
The property reinsurance account focuses on excess of loss programmes in the US and internationally. Business is written from London, Bermuda and Singapore.

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Non-marine property
This account comprises direct and facultative property insurance and reinsurance of both industrial and commercial risks (mines, factories, refineries, commercial property portfolios), contruction and residential and small commercial risks.

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Specialty Lines
This business unit continues to provide considerable diversification to Hardy's overall risk profile and, accordingly, provides benefits from a capital perspective.

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LondonHardy (Underwriting Agencies) Limited manages syndicate 382 at Lloyd's. It is organised into four business units: marine & aviation, non-marine property, property treaty and specialty lines, underwriting a broad range of risks on both an insurance and reinsurance basis.

BahrainHardy Arig Insurance Management ('HAIM') is a joint venture company domiciled in Bahrain. Its ownership is shared by Hardy Underwriting Bermuda Limited and the Arab Insurance Group (ARIG), Bahrain. It is authorised to accept reinsurance business as a coverholder of Hardy Syndicate 382 at Lloyd's and ARIG. HAIM's primary focus is writing large scale con struction and onshore energy business from the Middle East and Afro-Asian markets.

SingaporeHardy Underwriting Asia Pte Ltd is an MGA coverholder company, which trades on behalf of Hardy Syndicate 382. The establishment of Hardy Underwriting Asia Pte Ltd ("Hardy Asia") within the Lloyd's Asia platform recognises the growing significance of the Asia Pacific economies generally, and the ability of local markets to retain increasing amounts of insurance and reinsurance risk. Underwriting commenced in December 2010 and the medium term strategic objective is to develop a diversified portfolio of risks in line with Hardy's market sector focus.

ChicagoHardy's parent company, CNA Financial Corporation, is based in Chicago with offices throughout the US and Europe.

Share Price

250.50pIcon indicating positive change  +250.50p
Combined ratio
11120.9%
1094.7%
Gross written premium
11£268.4m
10£279.4m
Basic earnings per share
(67.5p) 11
10 18.6p
Post tax return on equity
(22.6%)11
106.3%
Syndicate 382 2012 Stamp capacity: £ 330.0m.
Press Releases: 20/10/14: Hardy builds Property and Engineering capability with the hire of two new Senior Underwriters  |  04/09/14: Hardy Appoints Two New Underwriting Experts to Drive Engineering Business in Asia  |  12/08/14: Tom Motamed Appointed Chairman of CNA Europe Board Of Directors  |  07/08/14: David Brosnan Appointed Chief Executive of CNA Europe  |  07/08/14: John Hennessy Appointed President and COO of CNA Canada  |  02/07/14: Hardy Appoints Anna Maria D'Hulster as Non-Executive Director  |  14/05/14: Hardy appoints new Head of Casualty Underwriting  |  19/02/14: Hardy Appoints David Brosnan Chief Executive  |  19/12/13: Hardy Appoints David Stevens Director to Board and Chief Financial Officer  |  21/10/13: Hardy makes senior appointment to its property treaty business  |