BermudaHardy Bermuda Limited is an MGA coverholder company, which trades on behalf of Hardy Syndicate 382. The launch of Hardy Bermuda Limited was an exciting step forward for the Hardy group, further strengthening our operation and allowing us access to the Bermudi an market for US property risks, whilst bringing us closer to many of our clients in North America. Our base in Bermuda also provides an opportunity to develop closer working relationships with US domestic brokers. The underwriting focus in Bermuda is writing property treaty and direct and facultative property business.

LondonHardy (Underwriting Agencies) Limited manages syndicate 382 at Lloyd's. It is organised into four business units: marine & aviation, non-marine property, property treaty and specialty lines, underwriting a broad range of risks on both an insurance and reinsurance basis.

GuernseyHardy Guernsey Ltd (HGL) is an insurance and reinsurance company based in St Peter Port, Guernsey. HGL was established in January 2011 in order to facilitate the development of a book of kidnap and ransom insurance. HGL offers a broad range of products within the kidnap and ransom sector including but not limited to kidnap, extortion (physical and property damage), hijack and wrongful detention.

BahrainHardy Arig Insurance Management ('HAIM') is a joint venture company domiciled in Bahrain. Its ownership is shared by Hardy Underwriting Bermuda Limited and the Arab Insurance Group (ARIG), Bahrain. It is authorised to accept reinsurance business as a coverholder of Hardy Syndicate 382 at Lloyd's and ARIG. HAIM's primary focus is writing large scale con struction and onshore energy business from the Middle East and Afro-Asian markets.

SingaporeHardy Underwriting Asia Pte Ltd is an MGA coverholder company, which trades on behalf of Hardy Syndicate 382. The establishment of Hardy Underwriting Asia Pte Ltd ("Hardy Asia") within the Lloyd's Asia platform recognises the growing significance of the Asia Pacific economies generally, and the ability of local markets to retain increasing amounts of insurance and reinsurance risk. Underwriting commenced in December 2010 and the medium term strategic objective is to develop a diversified portfolio of risks in line with Hardy's market sector focus.

ChicagoHardy's parent company, CNA Financial Corporation, is based in Chicago with offices throughout the US and Europe.